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Enough to Read!

I read a post by Mike Huang of Blogging-Ads on ramblings today and how the blogging pros often ramble every now and then to in a way stray abit from their niche so as not to become too boring and dull. And in a way, it’s kinda true.. In the past, I find that when I ramble, it somehow attracts more people to comment on my blog. hmmm..

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MPH is holding another mega book sale. Although I’ve bought enough books already (mostly using coupons) I found myself unable to fight off the lure of the store. So I was there at the Alamanda branch, scouring their shelves for books that would interest me. I managed to find 4: a GMAT study guide, a book on the basics of investing (by a local author - forgot name but great stuff), an internet marketing book by Joe Rubino (Zamri would be proud should I manage to apply strategies from this book:)) and Hypnotic Writing by Joe Vitale (hey, two Joes there;p). And guess what? I ended up buying none of them. I kept thinking that I could probably get these books at the national library. But what if I don’t/can’t? And why is it that there are only limited copies of books that I like? Hmm.. to buy or not buy?.. I still have to start on reading Dave Ramseys’ Total Money Makeover. Argghh.. enough already, Azrina!!

Besides, I have quite a few stuff to finish off at work. The boss dumped the files on me yesterday so I’m loaded! Less time to read at work but have still got to allocate time to finishing RK’s Cashflow Quadrant. Maybe 15 mins before going home time. Afterall, I’ve been working pretty dilligently today. I deserve my 15 mins reading treat!

So happy reading to me!

On Overcoming Procrastination

I just finished composing a rather lengthy response to a comment posted by one of my valued reader. I’ve decided to post it here as well for easy reading.

Hi there Fauzi!

First of all I’d like to welcome you to my site and also congratulate you on your interest in PD and PF:) That’s a great first step! You mentioned to me about procrastinating and how to go about overcoming it. I’m no expert in this matter but when I read your question, the first thing that entered my mind is ‘procrastination caused by lack of inspiration and motivation’. From the materials that I’ve read, you need a strong enough WHY behind your purpose/goals/intention to make you want to take action. So if I may I ask you Fauzi, have you found your ‘Why(s)’?

For example, if your goals were to pay off all your credit card debts, ask yourself why you want to be doing this. How would realizing that goal benefit you? What kind of pain would you associate with not achieving your goal. It could be that being in debt would cause you to have to work for a lifetime, even after retirement.

Another way is to envision your end goal in mind. Really feel the joy of receiving it, having it, living it. Do this this every day. Imagine the end results vividly. When you do this the law of attraction works by sending out signals, signs and providing you with opportunities. But you must act on it to bring you closer to your goals. How fast you get there would depend on your ability to take notice and take actions.

As for hypnotizing someone to help him/her achieve his/her personal goals, you would have to refer to other experts in that particular field.

I would suggest you start a blog about your goals to share with others. Blog daily about your progress. When you find other people reading on your quest and cheering you on, you surely would not want to let them down. So that in itself will be your personal motivation to keep moving, taking it one step at a time until you reach your destination. Or you could find a mentor who will assign you specific tasks which you must complete and report back.

That’s just my take on this matter. Hope it can help you in any way. Feel free to comment. You can always email me however I appreciate you sharing your views here as it could help others who are in similar position.

Take care! Cheers:)

More Finance Books!

Thanks to the MPH book vouchers I redeemed, I’ve managed to add three more finance books to my collection. Among them are:

1. Dave Ramsey’s Total Money Make Over;

2. A Million Bucks by 30 (Alan Corey); and

3. The Neatest Little Guide to Stock Market Investing (Jason Kelly).

This last book happens to be the first comprehensive book on stock investment that I’ve ever owned and now am reading. I saw a really good review on it from amazon and was surprised to find it available at MPH Great Eastern Mall, Kuala Lumpur (this particular branch carries many good personal finance books on the recommended list - or is just me attracting those books to me (?!)). I wasn’t even actively looking for the above three books though I did send out subconscious intentions to buy them;). They just practically popped out of the shelves, calling for my attention and begging to be bought(?!)!

I must say that this gratitude thing really does work. The day I found those fabulous books, I had gotten up earlier and intentionally thanked God for all the goodness He’d blessed upon me. I got really into feeling grateful and felt the joy of receiving all this abundance. Having done that, my day went truly well. I said the right things, I felt more warm and open towards others, I found out things that I can use to propel me forward to achieve my goals of financial freedom. I even felt more confident and attractive. It gave me a great boost! So yes, I’m going to keep doing this every day!!

Back to the first investment book in my possession. Jason Kelly’s introduction to investing in the stock market is just what I need to get me started. His explanations are simple with examples that are easy to understand and relate to. This is one investment book that has kept me glued to the pages, fueling my desire to know more. I shall write a review post once I’m done.

Starting a Gratitude Journal

Thanks to Saif of www.asksaiful.com for blogging about the necessity of keeping a gratitude journal.

Previously, I’ve tried to take the shortcut telling myself that I am capable of expressing gratitude everyday even without being prompted. But truth is, sometimes I get too preoccupied with other things that it’s easy to not fulfill this part of my duty.

By keeping a written gratitude journal, I’ll be able to work on feeling grateful every day. And like Saif mentioned, being grateful puts you in the same vibration as the universe thus attracting you more like events/things into your life.

I’ve began writing in my gratitude journal today and found that I had plenty to be grateful for just this week. I feel truly blessed.

Network Marketing Recommended

Yesterday in my post, I questioned whether being in a network marketing business such as Success University puts me in the B quadrant. Well today having read through more chapters Rich Dad’s Cashflow Quadrant, I can confidently answer my own question with a YES!

To quote Robert Kiyosaki, “..I endorse any network marketing organization that is first committed to developing you as a human being, more than developing you into a salesperson.” He goes on to saying that he would seek network marketing organizations that:

1. have successful track records, distribution system and compensation plan(check - SU, 3 years in operation with more that 70,000 enrollment worldwide, easy to follow system, complan that pays infinite levels deep);

2. have business opportunity you can succeed with and share with others (SU leaders guide you in your business so that you can become successful and share it with others);

3. have on-going long-term educational programs to develop you as a human being(SU’s product IS personal development! Plus yearly world tours the last one being held in Australia) ;

4. have strong mentor program (I’m happy to say I’ve found my mentor and am sharpening my skills to become a better mentor to my partners); and

5. have people you respect and enjoy being with (positive people with vibrance that just affects you - eg. Matt Morris, Johnny Wimbrey, Daegen Smith, Jaz Lai, Zamri Nanyan).

Alright! Without realising, I’ve actually made it to the B Quadrant!! I definitely have to put more focus into this area during any spare time I have. Which reminds me, I have yet to finish reading and applying the techniques taught in Daegan and Zamri’s Ultimate Blueprint of Internet MLM Success(reading up on personal finance have caused me to go abit offtrack although absolutely necessary).

In between working on my day job and Success Uni, I shall continue to the next chapter of the Cashflow Quadrant which covers my absolute current topic of interest - investment :)

What To Attract

Oh yes. I did mention I was going write another post about what other things I’m thinking of attracting into my life. Hmm.. lemme see.. there’s the website on crystals that I’ve forever been wanting to set up. It’s for a friend who’s in the crystal/semi-precious stone business. There’s also the website on baby product review in Malaysia that at first seems like a workable idea.. but I may not be the first to have one.

There’s also this intense desire in me to be able to spend much more time with my son. And taking the load of my parents from having to babysit him. It’s my very strong WHY behind my goals of achieving financial freedom. If I can become financially free before the age of 40 or better in 5 years time, I would only have to miss out on 6 years of my son’s life. And have many more years to catch up with him, God-willing. I pray he’ll live a long, healthy and fulfilling life filled with the best and happiest life experiences his parents can only provide him with. This is my goal. I’m imagining the scene in the secret where when someone wants something, he/she would hold on to the desired end results in his/her mind and the waves of attraction would appear, working the magic!

Here’s to my Hariz!!

The Cashflow Quadrant

I recently bought three books using MPH vouchers I redeemed from my credit card reward program. Those books are: Rich Dad’s Cashflow Quadrant (Robert Kiyosaki), The One Minute Millionaire (Mark Victor Hansen & Robert Allen), and How to Become a Property Millionaire (Azizi Ali). At first I thought of starting with the One Minute Millionaire but due to small printing (my fault for not opening the sealed book before purchasing) I was a bit put off and chose Rich Dad’s instead. A very easy read. The ideas laid out are simple but it really gets me thinking. I’ve been wanting to play the cashflow game for quite some time. They have a ‘millionaire’s club’ nearby our place where you pay a small fee to play this game. Having read a quater of the actual book, I now have a rough idea about what to expect from the game and the lesson’s I’ll be able to learn from it.

Basically the cashflow quadrant shows us just where our cash is coming from - left side consists of being an employee (E) and being self-employed (S), the right side consists of business (B) and investment (I). Simply said, according to Rich Dad, to become rich your cash must come from the right side of the quadrant (business or investment or both). Because the majority of us are on the left side, this book shows us the steps to take to get to the other side of the quadrant even while still being able to operate from the left. I hope that makes sense.

I am currently in the E quadrant. I hope to be able to also get into the I quadrant soon. And eventually the B quadrant. People in the S quadrant are thought to have the toughest time. Being self-employed means that you are working in your own business.It’s means that you are your own boss. But it also means that you play multiple roles as a manager, marketer, accountant, etc. It’s pretty much a one man show. Sure you may be driven by passion at doing what you truly love at first. But with being self-employed your income depends on how hard you work. When you slow down or decide to take a break, your business suffers.

People in the B quadrant on the other hand create an efficient system that will allow other people to work the system for them. The beauty in creating a system that’s run by others is that you get to take time off and return to find your business further blossoming and making more profits. In the I quadrant you make profit too by making money work hard for you. Both the I and B quadrant ofcourse requires you to have good financial knowledge - something that are not taught in schools.

It is also very much possible for an E to also be an I to acquire financial freedom. You need to have investment knowledge for that. So for me, that’s what I’m trying to do. Working at learning whatever I can to in this area to become financially free.

I’ve been thinking about whether joining Success University makes me a B person. SU definitely has a system (that’s already being laid out for you). But are the founder of SU the only ones in the B quadrant (since they’re the one who came up with the system)? Or are they, through the system also helping others become a B by adapting their system and making financial gains through it? I have to ask Zamri Nanyan about this. Hopefully he can drop by my blog anytime soon.

Raving About The Secret

I am about to pack up and head home from work when I am struck with an urge to write a post. So I sit awhile to get my thoughts together. After watching the Secret movie dvd given to me by a friend, I’ve been thinking about how much more I can conjure the things I want into my life. Every day in my prayer, I incorporate these thoughts, dreams and goals. And every day I am stunned at how the law of the universe works. I know I’ve mentioned again and again how the law of attraction can really get you what you think most about. I’ve even given examples of my own previous experiences. And Raymond has a blog devoted to it. And now I can’t stop raving about it. We can all put this law to good use. The law of attraction does not discriminate. It works for everyone. More in my next post, hopefully.

Quotes From Dr. Stan Harris

I listened to a replay of our Success University faculty call today. The speaker this time around was Dr. Stan Harris a.k.a. Dr. Breakthrough. Definitely a great kick start call for the new year! This guy has so many great, motivational quotes in him and he presents them in such a vibrant, energetic manner it totally effects you in a positive way.

As Matt Morris, founder of Success University says, “a mind once expanded will never return to it’s exact form.” So here are some uplifting quotes from Dr. Stan that I’d like to share with you:

“There is a way and I will find it. If not I will invent it!”

“I said I was the greatest a long time before I believed it.”

“Faith is…

F-ind

A-nswers

I-n

T-he

H-eart”

“Every master was once a mess. Therefore, every mess can one day become a master. A mess becomes a master when it gets a mentor.”

“Hope is a well founded, well grounded expectation of the future.”

“It is attitude, not aptitude that determines your altitude.”

MBA = Massive Bank Accounts! :D

“Learn to believe your beliefs and doubt your doubts.”

“When you visualise and verbalise, you will actualise.”

“We were not born winners. We were not born losers. But we were born choosers and you can choose if you want to.”

“What you put in your head and allow in your heart, will determine what comes to your hand.”

“Focus is…

F-irmly

O-n

C-ourse

U-ntil

S-uccessful”

Thanks Dr. Stan!!! You truly brightened my day:)

Dr. Stan Harris is co-author of “Walking with the Wise Entrepreneur” along with 55 other inspirational mentors and millionaires. This is a book I want to get my hands on for sure! Take care everyone:D

USD100 Prize Money!

Ok, I know I’ve been going on and on abit about entering online contests, but you’ll love this one!  A chance to be in the running to win $100 at JoeTech.com (I know this guy from entrecard - real good guy)!!

By posting about the contest I’ve just sent in 25 entries. And it’s really that easy. At first I thought, ok, enough competitions already. But hey, you can’t just turn down an easy enough opportunity, right? So yeah, what else can you do which will count as entries? You can post comments on the following blogs (1 entry per comment per blog):

- JoeTech.com
- Link Bait
- Gorilla Sushi
- CK Marketing
- The Big Bald Blog
- How 2 Blogger
- Dot Sauce Magazine
- Jason Boom

Since these are the blogs that are chipping in the prize money, RSS feed them to put in more entries (2 entries per RSS feed). So that’s about it! Talk about fun:)