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I’m really excited about this!! T. Harv Eker is coming to Malaysia this May 2008!! He’ll be conducting his most raved about seminar, Millionaire Mind Intensive at the Mines Exhibition Centre from 23 to 25 May 2008. I must give my thanks to Lee Men for informing me about this. She’s provided me with the following link for further details regarding the seminar:

 http://www.fastsuccesstips.com/harveker.htm

I am still undecided about going. My heart’s saying ‘yes, yes, yes you know you want to go!’ but another part of me is thinking…. oh well.. never mind what the other part of me is thinking!!

oh gosh, this is a chance of a life time!! I wished for it (read old post) and I got it! Talk about the power of attraction. Yes, once again Azrina has attracted what she wants most..

So yup, I am thinking of getting some friends to attend this event together. Hey girlfriends!! Give me a shout out!

Tags: Internet Finds, Wealth Creation by Me Rina
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Thanks to the MPH book vouchers I redeemed, I’ve managed to add three more finance books to my collection. Among them are:

1. Dave Ramsey’s Total Money Make Over;

2. A Million Bucks by 30 (Alan Corey); and

3. The Neatest Little Guide to Stock Market Investing (Jason Kelly).

This last book happens to be the first comprehensive book on stock investment that I’ve ever owned and now am reading. I saw a really good review on it from amazon and was surprised to find it available at MPH Great Eastern Mall, Kuala Lumpur (this particular branch carries many good personal finance books on the recommended list - or is just me attracting those books to me (?!)). I wasn’t even actively looking for the above three books though I did send out subconscious intentions to buy them;). They just practically popped out of the shelves, calling for my attention and begging to be bought(?!)!

I must say that this gratitude thing really does work. The day I found those fabulous books, I had gotten up earlier and intentionally thanked God for all the goodness He’d blessed upon me. I got really into feeling grateful and felt the joy of receiving all this abundance. Having done that, my day went truly well. I said the right things, I felt more warm and open towards others, I found out things that I can use to propel me forward to achieve my goals of financial freedom. I even felt more confident and attractive. It gave me a great boost! So yes, I’m going to keep doing this every day!!

Back to the first investment book in my possession. Jason Kelly’s introduction to investing in the stock market is just what I need to get me started. His explanations are simple with examples that are easy to understand and relate to. This is one investment book that has kept me glued to the pages, fueling my desire to know more. I shall write a review post once I’m done.

Tags: Books, Wealth Creation by Me Rina
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Yesterday in my post, I questioned whether being in a network marketing business such as Success University puts me in the B quadrant. Well today having read through more chapters Rich Dad’s Cashflow Quadrant, I can confidently answer my own question with a YES!

To quote Robert Kiyosaki, “..I endorse any network marketing organization that is first committed to developing you as a human being, more than developing you into a salesperson.” He goes on to saying that he would seek network marketing organizations that:

1. have successful track records, distribution system and compensation plan(check - SU, 3 years in operation with more that 70,000 enrollment worldwide, easy to follow system, complan that pays infinite levels deep);

2. have business opportunity you can succeed with and share with others (SU leaders guide you in your business so that you can become successful and share it with others);

3. have on-going long-term educational programs to develop you as a human being(SU’s product IS personal development! Plus yearly world tours the last one being held in Australia) ;

4. have strong mentor program (I’m happy to say I’ve found my mentor and am sharpening my skills to become a better mentor to my partners); and

5. have people you respect and enjoy being with (positive people with vibrance that just affects you - eg. Matt Morris, Johnny Wimbrey, Daegen Smith, Jaz Lai, Zamri Nanyan).

Alright! Without realising, I’ve actually made it to the B Quadrant!! I definitely have to put more focus into this area during any spare time I have. Which reminds me, I have yet to finish reading and applying the techniques taught in Daegan and Zamri’s Ultimate Blueprint of Internet MLM Success(reading up on personal finance have caused me to go abit offtrack although absolutely necessary).

In between working on my day job and Success Uni, I shall continue to the next chapter of the Cashflow Quadrant which covers my absolute current topic of interest - investment

Tags: Books, Financial Management, Success University, Wealth Creation by Me Rina
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I recently bought three books using MPH vouchers I redeemed from my credit card reward program. Those books are: Rich Dad’s Cashflow Quadrant (Robert Kiyosaki), The One Minute Millionaire (Mark Victor Hansen & Robert Allen), and How to Become a Property Millionaire (Azizi Ali). At first I thought of starting with the One Minute Millionaire but due to small printing (my fault for not opening the sealed book before purchasing) I was a bit put off and chose Rich Dad’s instead. A very easy read. The ideas laid out are simple but it really gets me thinking. I’ve been wanting to play the cashflow game for quite some time. They have a ‘millionaire’s club’ nearby our place where you pay a small fee to play this game. Having read a quater of the actual book, I now have a rough idea about what to expect from the game and the lesson’s I’ll be able to learn from it.

Basically the cashflow quadrant shows us just where our cash is coming from - left side consists of being an employee (E) and being self-employed (S), the right side consists of business (B) and investment (I). Simply said, according to Rich Dad, to become rich your cash must come from the right side of the quadrant (business or investment or both). Because the majority of us are on the left side, this book shows us the steps to take to get to the other side of the quadrant even while still being able to operate from the left. I hope that makes sense.

I am currently in the E quadrant. I hope to be able to also get into the I quadrant soon. And eventually the B quadrant. People in the S quadrant are thought to have the toughest time. Being self-employed means that you are working in your own business.It’s means that you are your own boss. But it also means that you play multiple roles as a manager, marketer, accountant, etc. It’s pretty much a one man show. Sure you may be driven by passion at doing what you truly love at first. But with being self-employed your income depends on how hard you work. When you slow down or decide to take a break, your business suffers.

People in the B quadrant on the other hand create an efficient system that will allow other people to work the system for them. The beauty in creating a system that’s run by others is that you get to take time off and return to find your business further blossoming and making more profits. In the I quadrant you make profit too by making money work hard for you. Both the I and B quadrant ofcourse requires you to have good financial knowledge - something that are not taught in schools.

It is also very much possible for an E to also be an I to acquire financial freedom. You need to have investment knowledge for that. So for me, that’s what I’m trying to do. Working at learning whatever I can to in this area to become financially free.

I’ve been thinking about whether joining Success University makes me a B person. SU definitely has a system (that’s already being laid out for you). But are the founder of SU the only ones in the B quadrant (since they’re the one who came up with the system)? Or are they, through the system also helping others become a B by adapting their system and making financial gains through it? I have to ask Zamri Nanyan about this. Hopefully he can drop by my blog anytime soon.

Tags: Books, Financial Management, Personal Development, Wealth Creation by Me Rina
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Gobala shares tips on how to start your first online business through his internetmillionaires free teleseminar: http://www.internetmillionaires.com.my/how-to-start-your-first-business-on-the-internet/ 

Find out how to start your first online business with Success University by clicking on the link below:

http://www1.successuniversity.com.my/r/into

You can do it!!

Tags: Internet Finds, Internet Marketing, Success University, Wealth Creation by Me Rina
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Here’s a great article from Brip Brap on the above topic: http://www.bripblap.com/2007/spend-less-than-you-earn-the-wrong-way-to-think/

I’d like to add to Brip Brap’s quick list of ways to earn more money: make money online through internet marketing business/programs. Success University is one such program which offers a great opportunity to make money online. Check it out by clicking on the following link:

http://www1.successuniversity.com.my/r/into

Earning more than you spend is the way to riches! Grab these opportunities while you can;)

Cheers!!

Tags: Internet Marketing, Success University, Wealth Creation by Me Rina
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Today’s such a cheerful happy day! Thanks to my boss for giving me a fantastic report! It’s a great feeling to be appreciated for all your hard work (smartly done so it was practically a breeze);) On days like these, I love my job. And I’m going to learn to love it more for the next 12 years or so.

People, I finally have my life planned out. It’s kinda comical in way.. It was just a few days ago that my life path was unclear despite the many goals I’ve set. However, just yesterday, I got it all sorted. It’s a wonderful feeling. Like a burden being lifted. I longer have to wander around listlessly searching for the perfect destiny. I now know which path I want to take. It’s got alot to do with the list I made in my previous post. And more than just that.

Yesterday, I’ve finally found a way to align my goals with my husband’s. I laid down both our goals side by side and made a time line of when we expect to achieve it. Prior to that, I’d discussed with my husband my idea and he totally agreed with it, saying that it’s all he ever wanted. When I found my real dreams/passion desire/goals, my husband found his too. It’s crystal clear now. We know exactly what we want to achieve. We’ve aligned our dreams with each other! Now this is real love;)

Another great discovery is that I’ve managed to will my ideal home into existence. God knows how I did it. I’ve been envisioning a particular house using the architect of my mind. I’ve been thinking of it day and night for several months already since I last read ‘The Secret’. And then just yesterday, BAM! It appeared out of cyberspace and starred me right in the face!! It was there on one of our local property directory! A not so new project in Damansara. My dream home revealed to me in motion!! They have a visual tour of the actual house. You probably won’t believe me if I say this but it’s true, the house is every bit as I imagined it to be - in layout, rooms, staircase everything! It sent shivers up my spine ( a pleasurable one ofcourse). This is the law of attraction unfolding before my eyes. Although it took several months to make an appearance, it finally did in life colour! I’m just ecstatic about it!! I’m itching to paste the link here but I just don’t want to ruin this personal moment for me. Next step is to actually having it firmly in my grasp. You wouldn’t believe it’s cost! But achievable if my mind says so.. phew!

Have a brilliant day everyone!!

Tags: Personal, Personal Development, Wealth Creation by Me Rina
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Have you ever been presented with an internet marketing opportunity promising you a bright financial future, but you rejected or objected due to several reasons?

In the following paragraph, I shall elaborate on issues you may have on internet marketing and provide answers to each one of them: (For SU students, these questions are taken and adapted from lesson 10 of Street Smart Network Marketing Course by Robert Butwin )

Objection 1: Is this one of those pyramid things?

What you really want to know is whether I’m making money out of you from this program. The answer then would be yes. I am providing you with the opportunity to join a very valuable personal development program and I will be paid for it should you join. With Success University, the pyramid is upside down. We want and strive to put more people on top! When you join, you’ll be making an income out of it too.

Objection 2: I don’t have the time to get involved.

Saving time is the exact reason why you want to get into internet marketing. With internet marketing, you’ll be able to put your business on automation and this is when you start making money even while you’re asleep or on vacation!

Objection 3: I don’t have enough money to get involved.

If you’re wanting to start a business, no business would be cheaper than this! You’re only having to pay the price of a cup of coffee a day to run it. You will eventually be earning more in compensation to override the cost of your start up and monthly fees. How fast it’ll happen will depend purely on your effort and not much do to with the rise and fall of the market. In this business, the product is already created for you (more time saved). It’s a terrific, success building product too! And you won’t be needing to keep any inventories. Nor would you have to go through the hassle of posting the products to your customers. Your role in this business is to network with other people (through the internet - hey, you seem to be doing this already!) to enable you to share this business with them and allow them to become successful with you.

Objection 4: I’ve tried this before.

If you’ve been with another internet marketing company before and failed, let me show you where you went wrong and lead you the right way! As with anything, it takes patience in this business. You will however be equipped with all the right tools to help you become successful. Our leaders will train you and coach you. You only need to put their methods to work. There’s no need to reinvent the wheels. Work it and produce results using the most up-to-date techniques!

Objection 5: How is it working for you?

The way my uplines are earning and living, you’d know how successful you can be in this business. I strive to be just like them, leading the ideal life and so can you!

Click here to Join Me!!

Tags: Internet Marketing, Success University, Wealth Creation by Me Rina
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A Million Bucks by 30: How to Overcome a Crap Job, Stingy Parents, and a Useless Degree to Become a Millionaire Before (or After) Turning Thirty

The above is the title of a book by Alan Corey. I was talking to my younger brother this evening. He’d been asking for my advice on what jobs to take on since he recently completed his studies. A few of his friends already have jobs and careers. One good friend is a pilot with Malaysian Airlines and earns RM10,000 a month. Another is a gym instructor earning RM4000 a month with commissions. So it is no wonder my bro expects his income to be of similar range. I envy my bro for having great friends to hang around. He must be a great guy himself to have such friends.

Not that my friends aren’t so great. But most of them have the mentality that it takes a secure job to make it in this world. That means no risk-taking and just leading an easy, convenient life. I better start hanging around more entrepreneurs, internetpreneurs, internet marketers, financial bloggers and millionaires (since this is what I sought out to become) - millionaire mommy next door, won’t you be my friend?!

Oh yeah.. back to the book by Alan Corey. My brother mentioned about it in passing saying that he came across an interview of the author on UTube. He’s actually looking for the book at bookstores but haven’t found it yet. Now knowing my brother, he’s not one who normally buys book or much less even bother looking/hunting for one. So I thought, what’s the catch?

I turned to my bro for more explanations.. he  says the book is filled with useful money-saving tips such as:

• using pennies /coins to buy stuff instead of using paper notes (spend the pennies, put away/save the notes - save more, spend less - what a great concept!! I’ve actually started doing this today!!),
• bring drinking water from home (why buy at restaurants or anywhere outside when you can get free filtered/boiled plain water from home - it’s healthier too!-no calories),
• when it’s raining, don’t buy an umbrella, borrow one!
• smile often and at everyone - you may just get a free drink/meal etc.!!

Most of his tips are lined with humour but are actually pretty useful. Corey believes it’s better to be frugal now and save for a better tomorrow. Corey went from earning minimum wage at 22 to becoming a millionaire at 28! (I got these info from my bro so for actual facts, have got to check out the actual book). Hmm.. it looks like I have another great book to invest my well-earned MPH coupons in. Hahah..I haven’t told you the value of the vouchers I got and am getting (I’ve decided to redeem MPH vouchers from my credit card reward points as well)!

Ok, if I get around to it, I may just put up the YouTube video of Corey’s interview here. So till then, take care! Reach for the millions!!

Tags: Books, Financial Management, Wealth Creation by Me Rina
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I am currently taking a Success University course on street smart networking marketing. This particular course is based on a book by Robert Butwin. Here’s a quote I took from Butwin on network marketing:

“Five is really the magic number in our business. This is similar to a military model, which discovered that the optimal utilization of staff officers occurred with groups of five. In Network Marketing, five is also the optimal number of first level leaders.”

Now I understand why Zamri only chose the lucky 5 to become his protege! And it is also the same reason why Success University will only advance you to Counselor level after you’ve enrolled 5 dedicated members on your team. It is these first five players that I have to focus my attention on and get them to duplicate the formula of our mentors’/my own success so that they too will rise to great heights. And after I’ve trained my own five precious team members well, they will in turn train their own set of 5 each. So it’s five in a team at time that will lead more and more people to achieve the success they desire in this business!!

Wow!! I currently have two dedicated members on my team. So I need 3 more and my team is complete. The five on my team will get training from me and my mentor, Zamri. I actually already have my own list of who should be my other 3 team players. But if you think you can beat them to it, then take action now! Click on my Success University banner or visit my SU page through the tab above. I will dedicate myself to this training. I will make the people on my team successful!!

Tags: Internet Marketing, Personal Development, Success University, Uncategorized, Wealth Creation by Me Rina
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